Know What You May Walk Away With Before You Sell
Your sales price is only the starting point. Your estimated net proceeds are what may remain after your mortgage payoff, transaction costs, negotiated concessions, prorations, and other obligations are accounted for. We help you review those numbers before you make a selling decision.
Estimated sale price − mortgage payoff − seller expenses and agreed credits = estimated net proceeds.
What Can Affect Your Net Proceeds?
The details depend on your property, contract, and closing date. A seller estimate may account for:
- Mortgage and liens: lender payoff amounts and any other obligations secured by the property.
- Broker compensation and closing fees: amounts agreed in your listing and sale documents, title-related charges, and document fees.
- Taxes and HOA items: applicable property tax prorations, HOA transfer or resale fees, and assessments.
- Negotiated terms: seller concessions, an owner’s title policy or home warranty if agreed, and repair credits.
- Preparation costs: any work you choose to complete before listing, such as repairs or improvements.
A lender payoff can differ from the balance on your latest statement, and prorations change with the closing date. We prepare a property-specific estimate and update it as the terms become clear.
Compare Offers by Their Full Financial Result
A higher offer can leave you with less if it includes significant seller credits, repair requests, or other costs. Financing strength, contingencies, appraisal terms, and timing also affect the certainty of closing. We compare offers using estimated proceeds and the terms that matter to you, rather than price alone. Explore our offer strategy and seller protection approach.
Review the Numbers Before You Spend or List
An early estimate helps you set a realistic price range, decide which improvements are worthwhile, plan your next purchase or move, and understand how a requested concession would change your result. During a Pre-Listing Appointment, Gary and Linda can review your home’s market position and a preliminary net sheet, even if you plan to sell months from now.
As your plans develop, we can coordinate home preparation, consider professional staging where the strategy calls for it, and explain how Zillow Showcase supports your listing presentation. Ask us about eligibility for our Certified Pre-Owned Listing Program.
Get a Clear Estimate for Your Home
We’ll review a likely price range, your expected selling expenses, and what you may receive after closing. Schedule a Pre-Listing Appointment or call or text 972-469-0332. Clarity first, pressure never.
